Hard hat on table with plans and level

Commercial Lending

Flexible financing solutions for your business

Citizens First Bank offers a variety of loans to meet the needs of businesses residing within our communities.  We understand that every business is unique and each has different financing needs. That’s why our lenders devote time getting to know you and your business – we believe it’s the most important step in providing innovative solutions through loans and other business services. Whether your company is purchasing specialized equipment, vehicles for a growing business, or real estate to expand your market presence, we have the resources to assist you.

Types of Commercial Loans

The following loans types are regularly made by our commercial lenders.

Purchase financing or existing loan refinancing
  • Owner/non-owner occupied commercial properties, purchase or refinance
  • Financing for income-producing properties
  • Construction loans structured to fit your individual project
  • Business lines of credit
  • Equipment financing
  • Tenant-improvement financing
  • 1031 exchanges
  • Multi-family properties          
  • Office, warehouse, flex space
  • Storage facilities
  • Church financing 

We are proud of our local business community!


Customer Spotlight

Katch Twenty-Two

Click the play button on the left to learn about Katch Twenty-Two and how Citizens First Bank helped bring Richard and Tiffany Wiggins vision of their beautiful new restaurant to life. 
 
“The team at Citizens First Bank is always available and excel at providing personalized, detailed service. The range of products and services they offer are uniquely tailored to meet our needs.” 
 
-Richard & Tiffany Wiggins, Owners
Katch Twenty-Two