
Flexible financing solutions for your business
Citizens First Bank offers a variety of loans to meet the needs of businesses residing within our communities. We understand that every business is unique and each has different financing needs. That’s why our lenders devote time getting to know you and your business – we believe it’s the most important step in providing innovative solutions through loans and other business services. Whether your company is purchasing specialized equipment, vehicles for a growing business, or real estate to expand your market presence, we have the resources to assist you.
Types of Commercial Loans
The following loans types are regularly made by our commercial lenders.
- Owner/non-owner occupied commercial properties, purchase or refinance
- Financing for income-producing properties
- Construction loans structured to fit your individual project
- Business lines of credit
- Equipment financing
- Tenant-improvement financing
- 1031 exchanges
- Multi-family properties
- Office, warehouse, flex space
- Storage facilities
- Church financing
We are proud of our local business community!

Customer Spotlight
Square 1 Burgers and Bar
"When you walk into Citizens First Bank, you feel like part of the family; their excellent customer service is second to none! They offer a variety of services and multiple locations for your business needs. Without Citizens First Bank, our business would not be where we are today.”
Dean & Robin Turner, Owners
Square 1 Burgers and Bar