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Money Market and Savings Accounts
Minors must be at least 11 years of age and have an adult 18 years or older as joint owner.
Citizens Advantage Money Market*
$2,500 minimum balance to open
- $2,500 daily balance requirement per statement cycle to avoid maintenance charge
- $10 monthly maintenance charge
- Tiered interest rate based on balances
*Transfers to another account, or to third parties by pre-authorized, automatic, telephone, or computer transfer are limited to 6 per month.
Tiered Statement Savings*
$100 minimum balance to open
- $100 daily balance requirement per statement cycle to avoid maintenance charge
- $2 monthly maintenance charge
*Transfers to another account, or to third parties by pre-authorized, automatic, telephone, or computer transfer are limited to 6 per month.
Youth Savings*
$25 minimum balance to open
- $25 minimum daily balance requirement per statement cycle to avoid $2 monthly maintenance charge
- Earns interest on balances of $25 & up
*Transfers to another account, or to third parties by pre-authorized, automatic, telephone, or computer transfer are limited to 6 per month.
For FLUTMA ownership, minors must be the primary owner of the account.
Certificate of Deposit and Individual Retirement Account
Certificate of Deposit
A variety of time frames and competitive rates make our CDs right for you
- Invest with as little as $2,500
- Terms available from 30 days to 60 months
Individual Retirement Account
IRAs for your long-term savings needs. Make tax deferred investments to provide financial security when you retire
- Invest with as little as $2,500
- Terms available from 12 to 60 months