Focused African American student wearing headphones studying online using laptop.

Student Loans

A better student loan experience

 

Need a loan to help pay for college?  Looking to refinance existing loans after graduation?

Citizens First Bank has partnered with College Ave to help you achieve your higher education goals.

College Ave loans can help undergraduate and graduate students with their school expenses.  We also have loans for parents who want to help cover the cost of college for their kids.

College Ave provides a simple application, helpful tools and a personalized loan experience to help you create a loan that works best for you and your budget.

College Ave also offers Student Loan Refinancing for graduates.  Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

  • Easy online application – instant credit decision
  • Get your Refinance rate in 60 seconds
  • No application or prepayment fees
  • Build a repayment plan that fits your budget

College Ave logo with Learn More button

Student Loan Videos:

Below are some videos created by College Ave to help you understand your options for paying for school and the student loan process.

FAFSA

College Ave Student Loans Video Thumbnail:  A Guide to Filling Out the FASFA
College can be expensive, but there are ways to make it more affordable. First step is filling out the FASFA form. 

Click below to watch: 

Student Loans 101

College Ave Student Loans Video Thumbnail: How Do Student Loans Work
Thinking about taking out student loans to help pay for college? Finding your way through the loan process can raise questions about how student loans work.

Click below to watch:

How to Pay for College

College Ave Student Loans Video Thumbnail: 6 Best Ways to Help Pay For CollegeEveryone's financial situation is different. Attending college is a big financial decision for you and your family. This video was created to help you understand your options for paying for school.

Click below to watch:

Understanding Financial Aid Letters

College Ave Student Loans Video Thumbnail: How to Read a Financial Aid Award Letter
Many who are going to college will have likely seen a financial aid award letter. Paying for college can be confusing. This video was created to help you understand how to read a financial aid award letter.

Click below to watch:

Federal vs. Private Student Loans

College Ave Student Loans Video Thumbnail: Types of Student Loans
There are two types of student loans: federal student loans and private student loans. If you're trying to figure out how you're going to pay for school, you've likely thought about both and it's important to know the difference.

Click below to watch:

Variable vs. Fixed Interest Rates

College Ave Student Loans Video Thumbnail: Interest Rates - Variable vs Fixed
If you need a private student loan to help pay for college, it is important to understand interest rate options and how they impact your total cost. This video was created to demonstrate these differences.

Click below to watch:

Do I Need a Cosigner?

College Ave Student Loans Video Thumbnail: Do I Need a Cosigner?
When students and families are determining their financial needs for college, most applying for a private student loan will need a cosigner. This video was created to explain cosigner requirements.

Click below to watch:

Paying for Grad School

College Ave Student Loans Video Thumbnail: How to Pay for Grad School
You may be wondering how you'll afford grad school and possibly weighing student loan options. This video will help you get acquainted with the grad school funding landscape.

Click below to watch:

Tips for Repaying Student Loans 

College Ave Student Loans Video Thumbnail: Student Loan Repayment Tips
As a recent college graduate, if you took out student loans to help pay for your college, you may be thinking about the options for paying back these loans. This video shares tips for how to get ready to repay those student loans.

Click below to watch: