Q: How can I apply?
A: You can Apply online from the comfort of your home, in a Citizens First Bank branch, or on the go! Our easy online application offers:
- Instant Approval1
- A prequalification so you can shop for the perfect golf car (valid for 120 days from application date)
- Quick loan review and decision
Q: What information do I need to provide the bank at the time of signing?
A: You should collect the following information before signing:
- Purchase agreement or bill of sale2 which includes:
- The golf car's year, make, and VIN/serial number
- Used golf car's age cannot exceed 5 years
- The golf car's purchase price
- The seller's full name (printed, signed, dated)
- The buyer's full name (printed, signed, dated)
- The golf car's year, make, and VIN/serial number
- ID (Driver's license, passport, state ID, or military ID)
Q: Where do I sign my loan documents?
A: You can sign your loan documents in one of our convenient branches or have them delivered electronically to your email via DocuSign®.
Q: How long does it take to fund a loan?
A: Golf car loans can typically be funded same-day depending on time of application and approval. Speak to your banker to receive full details.
Q: What does my payment schedule look like? Will I be sent a coupon book?
A: You will be sent monthly statements for your golf car loan and no coupon book will be provided. For your convenience, you can set up an auto-draft from any Citizens First Bank account. Speak to your banker to receive full details.
1Instant approval if qualifications are met.
2View a sample bill of sale here.